Short term car insurance can provide a convenient and cost-effective way to insure a car for a brief period. Whether you're using a car temporarily or have a guest who wants to drive your car, short term insurance provides a flexible solution that doesn't affect your no-claims bonus.
What Does Short Term Car Insurance Typically Cover?
Most short term car insurance policies offer comprehensive cover, providing protection against damage to your vehicle and third party liability.
Does Short Term Car Insurance Include Breakdown Cover?
Many short term car insurance providers offer basic breakdown cover on your policy as standard. If you're planning to use a car for a short period of time, particularly if the vehicle is not your own or is unfamiliar to you, upgrading this cover might be worth considering.
Choosing Breakdown Cover
There are several levels of breakdown cover available. Here are just a few options:
- Roadside Assistance – This is the most basic level of breakdown cover. If your vehicle breaks down more than a certain distance from your home, a breakdown professional will come to repair it.
- Home Start – Also known as 'Home Assist', this level of cover will offer assistance if your vehicle breaks down at or close to your home address.
- Onward Travel – This provides you with a means of continuing your journey or returning home if your car cannot be quickly repaired.
- European Cover – Provides protection whilst travelling in Europe.
The type of cover you choose will depend on your requirements and circumstances.
Choosing the Right Policy
Short term car insurance can provide a convenient and cost-effective way to get the cover you need. When choosing a policy, think about your requirements for additional cover, such as breakdown protection. As always, compare the market to ensure that you're getting the best policy for your needs.
Conclusion
So, does short term car insurance cover breakdowns? The answer is, it can if you choose a policy with that option. Your specific needs and circumstances will dictate the best choice for you. For more information, get a quote today!